H.R. 1380 · 104th Congress · enacted
Truth in Lending Class Action Relief Act of 1995
Became Public Law No: 104-12.
Latest official action 1995-05-18 · Enacted
The bill, briefly
Truth in Lending Class Action Relief Act of 1995 - Amends the Truth in Lending Act to declare a moratorium between the enactment of this Act and October 1, 1995, on court certifications of any class in any action brought under such Act with respect to any credit transaction: (1) not under an open end credit plan secured by a first lien on real property or a dwelling, which constitutes a refinancing or consolidation of an existing extension of credit; and (2) based on the alleged failure of a creditor to include in the disclosed finance charge a charge actually incurred in connection with the transaction, or to properly make any other required disclosure as a result of such failure, or to provide proper notice of rescission rights owing to selection by the creditor of the incorrect form from among prescribed model forms (or forms based on them). Specifies exceptions to such moratorium.
Congressional Research Service · 1995-04-03
Who reported lobbying on this bill?
Amount spent specifically on this bill: not disclosed
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2,409 latest lobbying reports imported. Some source imports are still in progress.
Politicians behind the bill
Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.
10 of 10 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.
PAC donors to the listed sponsors
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What happened after enactment?
Dated agency-reported implementation and uptake measures are shown with their scope. They do not by themselves establish causal success. If no evidence is listed, the outcome is not established.