S. 256 · 109th Congress · enacted
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
Became Public Law No: 109-8.
Latest official action 2005-04-20 · Enacted
The bill, briefly
(This measure has not been amended since it was passed by the Senate on March 10, 2005. The summary of that version is repeated here.) Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 - Title I: Needs-Based Bankruptcy - (Sec. 101) Amends Federal bankruptcy law to revamp guidelines governing dismissal or conversion of a Chapter 7 liquidation (complete relief in bankruptcy) to one under either Chapter 11 (Reorganization) or Chapter 13 (Adjustment of Debts of an Individual with Regular Income). Permits the bankruptcy court to convert a Chapter 7 case to either Chapter 11 or 13 with a debtor's consent. (Current law requires the debtor's request for such a conversion.) (Sec. 102) Permits the court upon its own motion, or upon the motion of the bankruptcy trustee, bankruptcy administrator, or any party in interest, to move for a dismissal. (Current law prohibits a party in interest from entering such motions.) Lowers the "substantial abuse" standard for dismissal or conversion to one of simple abuse. Replaces the presumption in favor of granting the relief sought by the debtor with a presumption that abuse exists if the debtor's current monthly income exceeds an amount determined according to specified formulae. Prohibits inclusion of any payments for debts within the statutory calculation of debtor's applicable and actual expenses. Includes within the calculation of d…
Congressional Research Service · 2005-04-08
Who reported lobbying on this bill?
Amount spent specifically on this bill: not disclosed
The reports below name this bill and disclose an organization’s overall lobbying expenses or a firm’s client income for the period. They can cover many bills and issues. These amounts are not payments to the bill or its politicians.
No matching lobbying report is imported yet. This is not evidence that no lobbying occurred.
2,409 latest lobbying reports imported. Some source imports are still in progress.
Politicians behind the bill
Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.
Sponsor
Chuck Grassley
Senate · IA · Republican
$57,500PAC receipts · 2025–2026
Cosponsor
John Thune
Senate · SD · Republican
$857,250PAC receipts · 2025–2026
Cosponsor
Mike Crapo
Senate · ID · Republican
$556,775PAC receipts · 2025–2026
12 of 12 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.
PAC donors to the listed sponsors
These are all-cycle contributions to the listed sponsors’ and cosponsors’ campaigns. FEC does not attribute them to this bill. A donation plus sponsorship does not establish why a politician acted.
MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE (MORPAC)$21,250
John Thune · Cosponsor · $21,250
Official PAC recordSAMMONS ENTERPRISES INC. POLITICAL ACTION COMMITTEE$20,500
CARDINAL HEALTH INC. PAC$20,000
HUMANA INC. POLITICAL ACTION COMMITTEE$20,000
HF SINCLAIR CORPORATION POLITICAL ACTION COMMITTEE (DINO PAC)$15,000
AMERICAN COUNCIL OF ENGINEERING COMPANIES (ACEC/PAC)$13,000
John Thune · Cosponsor · $13,000
Official PAC recordABBVIE POLITICAL ACTION COMMITTEE$12,500
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION POLITICAL ACTION COMMITTEE (INSURING AMERICA PAC)$12,500
BECTON DICKINSON AND COMPANY PAC$12,500
MORGAN STANLEY POLITICAL ACTION COMMITTEE$12,500
HY-VEE INC EMPLOYEES' POLITICAL ACTION COMMITTEE$11,000
Chuck Grassley · Sponsor · $1,000
John Thune · Cosponsor · $7,500
Mike Crapo · Cosponsor · $2,500
Official PAC recordGE HEALTHCARE TECHNOLOGIES INC. PAC$10,500
AMERICAN COUNCIL OF LIFE INSURERS POLITICAL ACTION COMMITTEE$10,000
Chuck Grassley · Sponsor · $2,500
John Thune · Cosponsor · $2,500
Mike Crapo · Cosponsor · $5,000
Official PAC recordBARCLAYS GROUP US INC. POLITICAL ACTION COMMITTEE$10,000
BLACK & VEATCH POLITICAL ACTION COMMITTEE (BLACK & VEATCH PAC)$10,000
John Thune · Cosponsor · $10,000
Official PAC recordCAMBIA HEALTH SOLUTIONS INC. PAC$10,000
CHARTER COMMUNICATIONS INC. POLITICAL ACTION COMMITTEE$10,000
John Thune · Cosponsor · $10,000
Official PAC recordCONOCOPHILLIPS SPIRIT PAC$10,000
John Thune · Cosponsor · $10,000
Official PAC recordCROP INSURANCE PROFESSIONALS ASSOCIATION PAC-CIPA PAC$10,000
John Thune · Cosponsor · $10,000
Official PAC recordDAIRY FARMERS OF AMERICA, INC. POLITICAL ACTION COMMITTEE; AKA DFA-PAC$10,000
John Thune · Cosponsor · $10,000
Official PAC recordELEVANCE HEALTH, INC. POLITICAL ACTION COMMITTEE (ELEVANCE HEALTH PAC)$10,000
FASPAC FAREWAY STORES INC PAC$10,000
Chuck Grassley · Sponsor · $10,000
Official PAC recordIN THE ARENA PAC$10,000
INTERNATIONAL ASSOCIATION OF FIREFIGHTERS INTERESTED IN REGISTRATION AND EDUCATION PAC$10,000
John Thune · Cosponsor · $10,000
Official PAC recordNATIONAL ASSOCIATION OF CONVENIENCE STORES POLITICAL ACTION COMMITTEE$10,000
NATIONAL PORK PRODUCERS COUNCIL PORK PAC$10,000
John Thune · Cosponsor · $10,000
Official PAC recordPUBLIX SUPER MARKETS, INC. ASSOCIATES POLITICAL ACTION COMMITTEE$10,000
REGENERON PHARMACEUTICALS, INC. PAC$10,000
Mike Crapo · Cosponsor · $10,000
Official PAC recordTHE FARM CREDIT COUNCIL POLITICAL ACTION COMMITTEE$10,000
John Thune · Cosponsor · $10,000
Official PAC recordVALERO ENERGY CORPORATION POLITICAL ACTION COMMITTEE$10,000
Mike Crapo · Cosponsor · $10,000
Official PAC recordVERIZON COMMUNICATIONS, INC. POLITICAL ACTION COMMITTEE (VERIZON PAC)$10,000
John Thune · Cosponsor · $10,000
Official PAC recordSAMSUNG ELECTRONICS AMERICA INC POLITICAL ACTION COMMITTEE$9,500
AMGEN INC. POLITICAL ACTION COMMITTEE$9,000
WSP USA INC. PAC$9,000
ZIMMER BIOMET HOLDINGS, INC. POLITICAL ACTION COMMITTEE (A.K.A. 'ZIMMER BIOMET PAC')$9,000
EXELON CORPORATION POLITICAL ACTION COMMITTEE$8,500
DOW INC. PAC (DOWPAC)$8,000
Chuck Grassley · Sponsor · $1,000
John Thune · Cosponsor · $5,000
Mike Crapo · Cosponsor · $2,000
Official PAC recordMEDTRONIC INC. PAC$8,000
SOCIETY OF THORACIC SURGEONS POLITICAL ACTION COMMITTEE$8,000
AMERICAN FOREST & PAPER ASSOCIATION POLITICAL ACTION COMMITTEE$7,500
The largest 40 donor totals appear here. Open each politician for their complete, paginated PAC donor list.
What happened after enactment?
Dated agency-reported implementation and uptake measures are shown with their scope. They do not by themselves establish causal success. If no evidence is listed, the outcome is not established.
Measured outcome: not established
Enactment alone does not show whether a law improved its intended outcome. We need a dated evaluation, observed result or verified implementation record before claiming success or failure.