S. 3987 · 111th Congress · enacted
Red Flag Program Clarification Act of 2010
Became Public Law No: 111-319.
Latest official action 2010-12-18 · Enacted
The bill, briefly
(This measure has not been amended since it was introduced. The summary of that version is repeated here.) Red Flag Program Clarification Act of 2010 - Amends the Fair Credit Reporting Act, with respect to federal agency (red flag) guidelines regarding identity theft and the users of consumer reports, to define creditor to mean one that regularly and in the ordinary course of business: (1) obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (2) furnishes information to certain consumer reporting agencies in connection with a credit transaction; or (3) advances funds to or on behalf of a person, based on the person's obligation to repay the funds or on repayment from specific property pledged by or on the person's behalf. Includes in the definition any other type of creditor as the federal agency (banking agency, National Credit Union Administration, or the Federal Trade Commission [FTC]) having authority over that creditor may determine appropriate, if the creditor offers or maintains accounts subject to a reasonably foreseeable risk of identity theft. Excludes from the definition of creditor, however, any creditor that advances funds on behalf of a person for expenses incidental to a service the creditor provides to that person.
Congressional Research Service · 2010-12-18
Who reported lobbying on this bill?
Amount spent specifically on this bill: not disclosed
The reports below name this bill and disclose an organization’s overall lobbying expenses or a firm’s client income for the period. They can cover many bills and issues. These amounts are not payments to the bill or its politicians.
No matching lobbying report is imported yet. This is not evidence that no lobbying occurred.
2,409 latest lobbying reports imported. Some source imports are still in progress.
Politicians behind the bill
Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.
1 of 1 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.
PAC donors to the listed sponsors
These are all-cycle contributions to the listed sponsors’ and cosponsors’ campaigns. FEC does not attribute them to this bill. A donation plus sponsorship does not establish why a politician acted.
MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE (MORPAC)$21,250
John Thune · Sponsor · $21,250
Official PAC recordSAMMONS ENTERPRISES INC. POLITICAL ACTION COMMITTEE$14,000
John Thune · Sponsor · $14,000
Official PAC recordAMERICAN COUNCIL OF ENGINEERING COMPANIES (ACEC/PAC)$13,000
John Thune · Sponsor · $13,000
Official PAC recordBLACK & VEATCH POLITICAL ACTION COMMITTEE (BLACK & VEATCH PAC)$10,000
John Thune · Sponsor · $10,000
Official PAC recordCARDINAL HEALTH INC. PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordCHARTER COMMUNICATIONS INC. POLITICAL ACTION COMMITTEE$10,000
John Thune · Sponsor · $10,000
Official PAC recordCONOCOPHILLIPS SPIRIT PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordCROP INSURANCE PROFESSIONALS ASSOCIATION PAC-CIPA PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordDAIRY FARMERS OF AMERICA, INC. POLITICAL ACTION COMMITTEE; AKA DFA-PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordHUMANA INC. POLITICAL ACTION COMMITTEE$10,000
John Thune · Sponsor · $10,000
Official PAC recordINTERNATIONAL ASSOCIATION OF FIREFIGHTERS INTERESTED IN REGISTRATION AND EDUCATION PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordMORGAN STANLEY POLITICAL ACTION COMMITTEE$10,000
John Thune · Sponsor · $10,000
Official PAC recordNATIONAL PORK PRODUCERS COUNCIL PORK PAC$10,000
John Thune · Sponsor · $10,000
Official PAC recordTHE FARM CREDIT COUNCIL POLITICAL ACTION COMMITTEE$10,000
John Thune · Sponsor · $10,000
Official PAC recordVERIZON COMMUNICATIONS, INC. POLITICAL ACTION COMMITTEE (VERIZON PAC)$10,000
John Thune · Sponsor · $10,000
Official PAC recordGE HEALTHCARE TECHNOLOGIES INC. PAC$8,500
John Thune · Sponsor · $8,500
Official PAC recordEXELON CORPORATION POLITICAL ACTION COMMITTEE$7,500
John Thune · Sponsor · $7,500
Official PAC recordHY-VEE INC EMPLOYEES' POLITICAL ACTION COMMITTEE$7,500
John Thune · Sponsor · $7,500
Official PAC recordMCDONALDS CORPORATION POLITICAL ACTION COMMITTEE$7,500
John Thune · Sponsor · $7,500
Official PAC recordNATIONAL THOROUGHBRED RACING ASSOCIATION POLITICAL ACTION COMMITTEE/HORSE PAC$7,500
John Thune · Sponsor · $7,500
Official PAC recordSYNCHRONY FINANCIAL EMPLOYEES POLITICAL ACTION COMMITTEE (SYNCPAC)$7,500
John Thune · Sponsor · $7,500
Official PAC recordWSP USA INC. PAC$7,500
John Thune · Sponsor · $7,500
Official PAC recordOLD DOMINION FREIGHT LINE INC. POLITICAL ACTION COMMITTEE (OLD DOMINION PAC)$7,000
John Thune · Sponsor · $7,000
Official PAC recordSOCIETY OF THORACIC SURGEONS POLITICAL ACTION COMMITTEE$5,500
John Thune · Sponsor · $5,500
Official PAC recordABBVIE POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordADVANCED MEDICAL TECHNOLOGY ASSOCIATION POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAES CORPORATION POLITICAL ACTION COMMITTEE; THE$5,000
John Thune · Sponsor · $5,000
Official PAC recordALLY FINANCIAL INC. ADVOCACY POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordALSTON & BIRD PAC$5,000
John Thune · Sponsor · $5,000
Official PAC recordALZHEIMERS IMPACT MOVEMENT POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMALGAMATED SUGAR COMPANY POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN AIRLINES INC. POLITICAL ACTION COMMITTEE (AAPAC)$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN CLEAN POWER ASSOCIATION CLEANPOWER PAC$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN CRYSTAL SUGAR COMPANY POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN FOREST & PAPER ASSOCIATION POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN GAS ASSOCIATION POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION POLITICAL ACTION COMMITTEE (INSURING AMERICA PAC)$5,000
John Thune · Sponsor · $5,000
Official PAC recordAMGEN INC. POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordANYWHERE REAL ESTATE INC. PAC (ANYWHERE REAL ESTATE PAC)$5,000
John Thune · Sponsor · $5,000
Official PAC recordARRAY DIGITAL INFRASTRUCTURE, INC POLITICAL ACTION COMMITTEE$5,000
John Thune · Sponsor · $5,000
Official PAC recordThe largest 40 donor totals appear here. Open each politician for their complete, paginated PAC donor list.
What happened after enactment?
Dated agency-reported implementation and uptake measures are shown with their scope. They do not by themselves establish causal success. If no evidence is listed, the outcome is not established.
Measured outcome: not established
Enactment alone does not show whether a law improved its intended outcome. We need a dated evaluation, observed result or verified implementation record before claiming success or failure.