H.R. 4743 · 115th Congress · enacted
Small Business 7(a) Lending Oversight Reform Act of 2018
Became Public Law No: 115-189.
Latest official action 2018-06-21 · Enacted
The bill, briefly
Small Business 7(a) Lending Oversight Reform Act of 2018 (Sec. 3) This bill amends the Small Business Act to provide statutory authority for the Small Business Administration (SBA) Office of Credit Risk Management (OCRM) and the SBA Lender Oversight Committee. The bill modifies the OCRM's supervisory duties and the committee's review of OCRM formal enforcement action recommendations. The bill requires OCRM to supervise: lenders making loans under the SBA's guaranteed loan program, commonly known as 7(a) lenders; lending partners or SBA intermediary participants in a lending program of the SBA's Office of Capital Access; small business lending companies; and nonfederally regulated lenders. The OCRM may assess a monetary penalty against lenders that violate requirements. (Sec. 4) Under current law, a borrower is ineligible for an SBA guaranteed loan if the applicant may obtain credit elsewhere. The term "credit elsewhere" is redefined to include the availability of credit on reasonable terms and conditions to the loan applicant from nongovernment sources, considering factors associated with conventional lending practices, including: the business industry in which the applicant operates; whether the applicant is an enterprise that has been in operation for two years or less; the adequacy of the collateral available to secure the requested loan; the loan term necessary to reasonabl…
Congressional Research Service · 2018-06-21
Who reported lobbying on this bill?
Amount spent specifically on this bill: not disclosed
The reports below name this bill and disclose an organization’s overall lobbying expenses or a firm’s client income for the period. They can cover many bills and issues. These amounts are not payments to the bill or its politicians.
No matching lobbying report is imported yet. This is not evidence that no lobbying occurred.
2,409 latest lobbying reports imported. Some source imports are still in progress.
Politicians behind the bill
Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.
Cosponsor
Nydia M. Velázquez
House · NY District 7 · Democratic
$62,250PAC receipts · 2025–2026
Cosponsor
Roger Marshall
Senate · KS · Republican
$1,702,385PAC receipts · 2025–2026
Cosponsor
Aumua Amata Coleman Radewagen
House · AS · Republican
$18,100PAC receipts · 2025–2026
Cosponsor
Judy Chu
House · CA District 28 · Democratic
$414,500PAC receipts · 2025–2026
Cosponsor
Adriano Espaillat
House · NY District 13 · Democratic
$471,544PAC receipts · 2025–2026
Cosponsor
Dwight Evans
House · PA District 3 · Democratic
$96,750PAC receipts · 2025–2026
Cosponsor
Yvette D. Clarke
House · NY District 9 · Democratic
$637,101PAC receipts · 2025–2026
Cosponsor
Ralph Norman
House · SC District 5 · Republican
$49,500PAC receipts · 2025–2026
11 of 11 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.
PAC donors to the listed sponsors
These are all-cycle contributions to the listed sponsors’ and cosponsors’ campaigns. FEC does not attribute them to this bill. A donation plus sponsorship does not establish why a politician acted.
AMERICAN FEDERATION OF TEACHERS, AFL-CIO COMMITTEE ON POLITICAL EDUCATION$40,000
Nydia M. Velázquez · Cosponsor · $5,000
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $10,000
Dwight Evans · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordAMERICAN FEDERATION OF STATE COUNTY & MUNICIPAL EMPLOYEES P E O P L E$37,500
Nydia M. Velázquez · Cosponsor · $2,500
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $10,000
Dwight Evans · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordAMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS POLITICAL ACTION COMMITTEE$35,000
Nydia M. Velázquez · Cosponsor · $5,000
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $7,500
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $7,500
Official PAC recordMACHINISTS NON PARTISAN POLITICAL LEAGUE OF THE INTERNATIONAL ASSOCIATION OF MACHINISTS & AEROSPACE WORKERS$35,000
Nydia M. Velázquez · Cosponsor · $5,000
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $5,000
Dwight Evans · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordAMERICAN CRYSTAL SUGAR COMPANY POLITICAL ACTION COMMITTEE$30,000
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordTRANSPORT WORKERS UNION OF AMERICA POLITICAL CONTRIBUTIONS COMMITTEE$30,000
Nydia M. Velázquez · Cosponsor · $2,000
Judy Chu · Cosponsor · $3,000
Adriano Espaillat · Cosponsor · $10,000
Dwight Evans · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordAMERICAN HOSPITAL ASSOCIATION PAC$28,000
Roger Marshall · Cosponsor · $7,000
Judy Chu · Cosponsor · $4,000
Adriano Espaillat · Cosponsor · $5,000
Dwight Evans · Cosponsor · $2,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordPRICEWATERHOUSECOOPERS POLITICAL ACTION COMMITTEE I$27,500
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $2,500
Official PAC recordAIR LINE PILOTS ASSOCIATION PAC$26,000
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $5,000
Dwight Evans · Cosponsor · $1,000
Official PAC recordCHARTER COMMUNICATIONS INC. POLITICAL ACTION COMMITTEE$25,500
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $2,500
Adriano Espaillat · Cosponsor · $3,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordNORPAC$24,500
Roger Marshall · Cosponsor · $24,500
Official PAC recordDAVITA INC. POLITICAL ACTION COMMITTEE (DAPAC)$23,500
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $2,500
Adriano Espaillat · Cosponsor · $2,000
Yvette D. Clarke · Cosponsor · $9,000
Official PAC recordVERIZON COMMUNICATIONS, INC. POLITICAL ACTION COMMITTEE (VERIZON PAC)$23,000
Roger Marshall · Cosponsor · $6,000
Judy Chu · Cosponsor · $2,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordINTERNATIONAL ASSOCIATION OF SHEET METAL, AIR, RAIL AND TRANSPORTATION WORKERS POLITICAL ACTION LEAGUE$22,500
Judy Chu · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $7,500
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordLABORERS' INTERNATIONAL UNION OF NORTH AMERICA (LIUNA) PAC$22,500
Judy Chu · Cosponsor · $10,000
Adriano Espaillat · Cosponsor · $5,000
Dwight Evans · Cosponsor · $2,500
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordUNITED PARCEL SERVICE, INC. PAC (UPSPAC)$22,500
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $2,500
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordNATIONAL ASSOCIATION OF REALTORS POLITICAL ACTION COMMITTEE$22,000
Nydia M. Velázquez · Cosponsor · $2,000
Roger Marshall · Cosponsor · $5,000
Judy Chu · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $5,000
Dwight Evans · Cosponsor · $1,000
Yvette D. Clarke · Cosponsor · $4,000
Official PAC recordAMERICAN ASSOCIATION OF ORAL & MAXILLOFACIAL SURGEONS POLITICAL ACTION COMMITTEE$21,000
Roger Marshall · Cosponsor · $8,000
Judy Chu · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $8,000
Official PAC recordAMERICAN ASSOCIATION FOR JUSTICE POLITICAL ACTION COMMITTEE (AAJ PAC)$20,000
Judy Chu · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $10,000
Official PAC recordDELOITTE POLITICAL ACTION COMMITTEE$20,000
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordTHE HOME DEPOT INC. POLITICAL ACTION COMMITTEE$20,000
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $2,500
Adriano Espaillat · Cosponsor · $2,500
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordTHE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$19,000
Roger Marshall · Cosponsor · $5,500
Judy Chu · Cosponsor · $2,500
Dwight Evans · Cosponsor · $2,500
Yvette D. Clarke · Cosponsor · $8,500
Official PAC recordERNST & YOUNG POLITICAL ACTION COMMITTEE$17,500
Roger Marshall · Cosponsor · $10,000
Judy Chu · Cosponsor · $5,000
Dwight Evans · Cosponsor · $2,500
Official PAC recordNATIONAL AIR TRAFFIC CONTROLLERS ASSOCIATION PAC$17,000
Judy Chu · Cosponsor · $3,500
Adriano Espaillat · Cosponsor · $10,000
Yvette D. Clarke · Cosponsor · $1,000
Ralph Norman · Cosponsor · $2,500
Official PAC recordDELTA AIR LINES PAC$16,500
Roger Marshall · Cosponsor · $7,500
Judy Chu · Cosponsor · $1,000
Adriano Espaillat · Cosponsor · $3,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordAFLAC POLITICAL ACTION COMMITTEE (AFLAC PAC)$16,000
Roger Marshall · Cosponsor · $2,500
Judy Chu · Cosponsor · $2,500
Dwight Evans · Cosponsor · $2,500
Yvette D. Clarke · Cosponsor · $8,500
Official PAC recordAMERICA'S CREDIT UNIONS PAC$15,000
Nydia M. Velázquez · Cosponsor · $2,500
Judy Chu · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $3,500
Yvette D. Clarke · Cosponsor · $4,000
Official PAC recordAMERICAN SOCIETY OF ANESTHESIOLOGISTS POLITICAL ACTION COMMITTEE (ASA PAC)$15,000
COMCAST CORPORATION & NBCUNIVERSAL POLITICAL ACTION COMMITTEE - FEDERAL$15,000
Roger Marshall · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordCOX ENTERPRISES PAC (COXPAC) INC.$15,000
GENERAL MOTORS COMPANY POLITICAL ACTION COMMITTEE (GM PAC)$15,000
Roger Marshall · Cosponsor · $7,500
Judy Chu · Cosponsor · -$1,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $3,500
Official PAC recordNATIONAL MULTIFAMILY HOUSING COUNCIL AND REAL ESTATE TECHNOLOGY AND TRANSFORMATION CENTER POLITICAL ACTION COMMITTEE (NMHC PAC)$15,000
Judy Chu · Cosponsor · $5,000
Dwight Evans · Cosponsor · $2,500
Yvette D. Clarke · Cosponsor · $7,500
Official PAC recordOFF THE SIDELINES PAC$15,000
SEIU COPE (SERVICE EMPLOYEES INTERNATIONAL UNION COMMITTEE ON POLITICAL EDUCATION)$15,000
Judy Chu · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $5,000
Official PAC recordMICROSOFT CORPORATION STAKEHOLDERS VOLUNTARY PAC - MSVPAC$14,500
Roger Marshall · Cosponsor · $5,000
Adriano Espaillat · Cosponsor · $3,000
Yvette D. Clarke · Cosponsor · $6,500
Official PAC recordNATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS POLITICAL ACTION COMM$14,500
Roger Marshall · Cosponsor · $5,000
Judy Chu · Cosponsor · $7,000
Yvette D. Clarke · Cosponsor · $2,500
Official PAC recordNATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION AMERICA'S ELECTRIC COOPERATIVES PAC$14,500
Roger Marshall · Cosponsor · $4,000
Judy Chu · Cosponsor · $2,000
Dwight Evans · Cosponsor · $1,000
Yvette D. Clarke · Cosponsor · $7,500
Official PAC recordAMERICAN SUGAR CANE LEAGUE OF USA, INC PAC$14,000
Roger Marshall · Cosponsor · $5,000
Judy Chu · Cosponsor · $3,000
Adriano Espaillat · Cosponsor · $3,000
Yvette D. Clarke · Cosponsor · $3,000
Official PAC recordNATIONAL ASSOCIATION OF REAL ESTATE INVESTMENT TRUSTS, INC. POLITICAL ACTION COMMITTEE$14,000
Roger Marshall · Cosponsor · $8,000
Judy Chu · Cosponsor · $5,000
Yvette D. Clarke · Cosponsor · $1,000
Official PAC recordNATIONAL BEER WHOLESALERS ASSOCIATION POLITICAL ACTION COMMITTEE$14,000
Roger Marshall · Cosponsor · $10,000
Dwight Evans · Cosponsor · $1,500
Yvette D. Clarke · Cosponsor · $2,500
Official PAC recordThe largest 40 donor totals appear here. Open each politician for their complete, paginated PAC donor list.
What happened after enactment?
Dated agency-reported implementation and uptake measures are shown with their scope. They do not by themselves establish causal success. If no evidence is listed, the outcome is not established.
Measured outcome: not established
Enactment alone does not show whether a law improved its intended outcome. We need a dated evaluation, observed result or verified implementation record before claiming success or failure.