Recently enacted laws

H.R. 1815 · 119th Congress · enacted

VA Home Loan Program Reform Act

Became Public Law No: 119-31.

Latest official action 2025-07-30 · Enacted

The bill, briefly

VA Home Loan Program Reform Act This act authorizes the Department of Veterans Affairs (VA) to take certain actions in cases of default on home loans under the VA home loan program, establishes a partial claim program, and temporarily increases amounts authorized for transitional housing and supportive services for veterans who are experiencing homelessness. First, the act authorizes the VA to pay the holder of a loan guaranteed by the VA an amount necessary to avoid the foreclosure of the loan, provided that the holder of the loan and the veteran obligated on the loan execute documents to ensure the VA obtains a secured interest in the property covered by the loan. The VA must prescribe loss mitigation procedures to help prevent the foreclosure of such a home loan. The VA may not take specified administrative actions (e.g., consent to the modification of loan terms) until the sequence of mitigation options has been completed. Next, the act establishes a five-year Partial Claim Program under which the VA may make a partial claim (purchase a portion of the indebtedness) on VA loans for primary residences that are in default or at imminent risk of default. Individuals who default on loans for which the VA has made a partial claim under this program must be liable to the VA for any loss resulting from the default. Further, the VA must report to Congress on its strategy to ensure t…

Congressional Research Service · 2025-07-30

Who reported lobbying on this bill?

Amount spent specifically on this bill: not disclosed

The reports below name this bill and disclose an organization’s overall lobbying expenses or a firm’s client income for the period. They can cover many bills and issues. These amounts are not payments to the bill or its politicians.

No matching lobbying report is imported yet. This is not evidence that no lobbying occurred.

2,409 latest lobbying reports imported. Some source imports are still in progress.

Politicians behind the bill

Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.

0 of 0 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.

PAC donors to the listed sponsors

These are all-cycle contributions to the listed sponsors’ and cosponsors’ campaigns. FEC does not attribute them to this bill. A donation plus sponsorship does not establish why a politician acted.

31 DAYS PAC$10,000
AMERICAN ASSOCIATION OF NURSE ANESTHETISTS SEPARATE SEGREGATED FUND (CRNA-PAC)$10,000
AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$10,000
AMERICAN REVIVAL PAC$10,000
AMERICAN SECURITY PAC$10,000
BUCKEYE LIBERTY POLITICAL ACTION COMMITTEE$10,000
CONSERVATIVE OPPORTUNITY LEADERSHIP AND ENTERPRISE PAC$10,000
EUREKA POLITICAL ACTION COMMITTEE$10,000
FIRST IN FREEDOM PAC$10,000
GREATER TOMORROW POLITICAL ACTION COMMITTEE$10,000
HIGHWATER PAC$10,000
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA, INC. POLITICAL ACTION COMMITTEE (INSURPAC)$10,000
LEADERSHIP AND LOYALTY ONLY TO AMERICA PAC$10,000
MISSISSIPPI FARM BUREAU FEDERATION FURTHERING AGRICULTURE FOR RURAL MISSISSIPPIANS FUND PA$10,000
MR. SOUTHERN MISSOURIAN IN THE HOUSE PAC$10,000
NATIONAL AUTOMOBILE DEALERS ASSOCIATION POLITICAL ACTION COMMITTEE$10,000
NATIONAL CATTLEMEN'S BEEF ASSOCIATION POLITICAL ACTION COMMITTEE (NCBA-PAC)$10,000
ON WISCONSIN PAC, INC.$10,000
POET PAC$10,000
SMART TD PAC$10,000
SPACE EXPLORATION TECHNOLOGIES CORP. PAC$10,000
STRATEGY PAC$10,000
TEXAS FARM BUREAU AGFUND$10,000
THE EYE OF THE TIGER POLITICAL ACTION COMMITTEE$10,000
THE FARM CREDIT COUNCIL POLITICAL ACTION COMMITTEE$10,000
THE GUARDIAN FUND$10,000
TTM TECHNOLOGIES INC. POLITICAL ACTION COMMITTEE$10,000
WAGING PEACE$10,000
AMERICA'S FIRST PAC$8,000
GOOGLE LLC NETPAC$8,000
AMERICAN GRIT PAC$7,500
CHAMBER OF COMMERCE OF THE UNITED STATES OF AMERICA PAC (US CHAMBER PAC)$7,500
CHARTER COMMUNICATIONS INC. POLITICAL ACTION COMMITTEE$7,500
GREAT PLAINS PAC$7,500
IN THE ARENA PAC$7,500
NATIONAL COTTON COUNCIL OF AMERICA COMMITTEE FOR THE ADVANCEMENT OF COTTON$7,500
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION AMERICA'S ELECTRIC COOPERATIVES PAC$7,500
NATIONAL STONE, SAND & GRAVEL ASSOCIATION ROCKPAC$7,500
BLUE RIDGE VICTORY FUND$7,000
REPUBLICAN MAINSTREET PARTNERSHIP PAC$7,000

The largest 40 donor totals appear here. Open each politician for their complete, paginated PAC donor list.

What happened after enactment?

Dated agency-reported implementation and uptake measures are shown with their scope. They do not by themselves establish causal success. If no evidence is listed, the outcome is not established.

Measured outcome: not established

Enactment alone does not show whether a law improved its intended outcome. We need a dated evaluation, observed result or verified implementation record before claiming success or failure.