Recently enacted laws

H.R. 7866 · 119th Congress · pending

American Lending Fairness Act of 2026

Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 18.

Latest official action 2026-09-16 · Reported

The bill, briefly

A source summary has not been retrieved yet. Read the official bill to inspect its provisions.

Congressional Research Service · 2026-10-14

Who reported lobbying on this bill?

Amount spent specifically on this bill: not disclosed

The reports below name this bill and disclose an organization’s overall lobbying expenses or a firm’s client income for the period. They can cover many bills and issues. These amounts are not payments to the bill or its politicians.

BREAD FINANCIAL PAYMENTS, INC.

Registrant: HOLLAND & KNIGHT LLP · 2026 3rd Quarter (July 1 - Sep 30)

$50,000

Reported firm income from this client, all topics

Financial Institutions/Investments/Securities

Consumer finance; H.R. 7866 - the American Lending Fairness Act.

Lobbyists named: ED PERLMUTTER, ALISON WRIGHT

Congress inferred from reporting year; verify the bill reference in the source.

Read the original disclosure

2,409 latest lobbying reports imported. Some source imports are still in progress.

Politicians behind the bill

Sponsors and cosponsors from the official source, limited to members currently in office. Campaign amounts are cycle-wide and are not payments for this bill.

7 of 7 source cosponsor records retrieved; only current officials and unwithdrawn sponsorships appear.

PAC donors to the listed sponsors

These are all-cycle contributions to the listed sponsors’ and cosponsors’ campaigns. FEC does not attribute them to this bill. A donation plus sponsorship does not establish why a politician acted.

AMERICAN ISRAEL PUBLIC AFFAIRS COMMITTEE POLITICAL ACTION COMMITTEE$95,700

Steven Horsford · Cosponsor · $4,994

Vicente Gonzalez · Cosponsor · $9,994

Young Kim · Cosponsor · $4,994

Josh Gottheimer · Cosponsor · $70,724

Scott Fitzgerald · Cosponsor · $4,994

Official PAC record
ERNST & YOUNG POLITICAL ACTION COMMITTEE$60,000

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$58,500

Warren Davidson · Sponsor · $7,500

Steven Horsford · Cosponsor · $6,000

Sarah McBride · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $7,500

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $7,500

Official PAC record
UBS AMERICAS INC. POLITICAL ACTION COMMITTEE (UBS PAC)$52,500

Warren Davidson · Sponsor · $10,000

Steven Horsford · Cosponsor · $7,500

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $7,500

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
THE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$50,000

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $6,500

Sarah McBride · Cosponsor · $3,500

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $7,500

Scott Fitzgerald · Cosponsor · $7,500

Official PAC record
AMERICA'S CREDIT UNIONS PAC$49,500

Warren Davidson · Sponsor · $7,000

Sarah McBride · Cosponsor · $2,500

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
CAPITAL ONE FINANCIAL CORP. ASSOC. POLITICAL FUND$49,500

Warren Davidson · Sponsor · $2,500

Steven Horsford · Cosponsor · $7,500

Sarah McBride · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $4,500

Scott Fitzgerald · Cosponsor · $5,000

Official PAC record
AMERICAN FINANCIAL SERVICES ASSOCIATION PAC$48,000

Warren Davidson · Sponsor · $3,000

Steven Horsford · Cosponsor · $1,000

Sarah McBride · Cosponsor · $7,500

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $8,500

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $8,000

Official PAC record
AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS POLITICAL ACTION COMMITTEE$47,500

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $7,500

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
NEW YORK LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$47,500

Steven Horsford · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $7,500

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
JPMORGAN CHASE & CO. FEDERAL POLITICAL ACTION COMMITTEE$47,000

Warren Davidson · Sponsor · $2,500

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $3,000

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $7,500

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $6,500

Official PAC record
NATIONAL ASSOCIATION OF REALTORS POLITICAL ACTION COMMITTEE$45,000

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $5,000

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $5,000

Official PAC record
REGIONS FINANCIAL CORPORATION POLITICAL ACTION COMMITTEE$45,000

Warren Davidson · Sponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $6,000

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $9,000

Official PAC record
KPMG PARTNERS/PRINCIPALS AND EMPLOYEES PAC$43,000

Steven Horsford · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $8,000

Official PAC record
DELOITTE POLITICAL ACTION COMMITTEE$42,500

Warren Davidson · Sponsor · $2,500

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $7,500

Josh Gottheimer · Cosponsor · $2,500

Scott Fitzgerald · Cosponsor · $7,500

Official PAC record
BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)$42,000

Warren Davidson · Sponsor · $9,500

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $5,000

Young Kim · Cosponsor · $2,500

Josh Gottheimer · Cosponsor · $10,000

Official PAC record
NATIONAL MULTIFAMILY HOUSING COUNCIL AND REAL ESTATE TECHNOLOGY AND TRANSFORMATION CENTER POLITICAL ACTION COMMITTEE (NMHC PAC)$42,000

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $7,000

Official PAC record
MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE (MORPAC)$38,500

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $7,500

Vicente Gonzalez · Cosponsor · $5,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $6,000

Official PAC record
AMERICAN COUNCIL OF LIFE INSURERS POLITICAL ACTION COMMITTEE$37,500

Warren Davidson · Sponsor · $1,000

Steven Horsford · Cosponsor · $8,000

Vicente Gonzalez · Cosponsor · $4,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $7,500

Scott Fitzgerald · Cosponsor · $7,000

Official PAC record
BUILD POLITICAL ACTION COMMITTEE OF THE NATIONAL ASSOCIATION OF HOME BUILDERS (BUILDPAC)$37,500

Warren Davidson · Sponsor · $3,000

Steven Horsford · Cosponsor · $6,000

Sarah McBride · Cosponsor · $1,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $2,500

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
PRICEWATERHOUSECOOPERS POLITICAL ACTION COMMITTEE I$37,000

Steven Horsford · Cosponsor · $7,500

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $4,500

Official PAC record
MORGAN STANLEY POLITICAL ACTION COMMITTEE$36,000

Warren Davidson · Sponsor · $2,000

Steven Horsford · Cosponsor · $5,000

Sarah McBride · Cosponsor · $2,500

Vicente Gonzalez · Cosponsor · $5,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $6,500

Official PAC record
NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS POLITICAL ACTION COMM$36,000

Warren Davidson · Sponsor · $5,000

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $1,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $5,000

Official PAC record
WELLS FARGO AND COMPANY EMPLOYEES GOOD GOVERNMENT FEDERAL FUND II$35,500

Warren Davidson · Sponsor · $10,000

Steven Horsford · Cosponsor · $1,000

Sarah McBride · Cosponsor · $2,000

Vicente Gonzalez · Cosponsor · $6,000

Young Kim · Cosponsor · $6,000

Josh Gottheimer · Cosponsor · $4,500

Scott Fitzgerald · Cosponsor · $6,000

Official PAC record
AMERICAN INVESTMENT COUNCIL POLITICAL ACTION COMMITTEE$35,000

Steven Horsford · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $6,000

Josh Gottheimer · Cosponsor · $9,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
MACHINISTS NON PARTISAN POLITICAL LEAGUE OF THE INTERNATIONAL ASSOCIATION OF MACHINISTS & AEROSPACE WORKERS$35,000

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $10,000

Official PAC record
AMERICAN ACADEMY OF DERMATOLOGY ASSOCIATION POLITICAL ACTION COMMITTEE (SKINPAC)$34,500

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $5,500

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $1,500

Josh Gottheimer · Cosponsor · $10,000

Official PAC record
AMERICAN OPTOMETRIC ASSOCIATION POLITICAL ACTION COMMITTEE$34,000

Steven Horsford · Cosponsor · $9,000

Sarah McBride · Cosponsor · $2,000

Vicente Gonzalez · Cosponsor · $5,500

Young Kim · Cosponsor · $2,500

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
VISA, INC. POLITICAL ACTION COMMITTEE$34,000

Warren Davidson · Sponsor · $1,000

Steven Horsford · Cosponsor · $5,000

Sarah McBride · Cosponsor · $3,500

Vicente Gonzalez · Cosponsor · $5,500

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $2,500

Scott Fitzgerald · Cosponsor · $6,500

Official PAC record
SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION POLITICAL ACTION COMMITTEE$33,000

Steven Horsford · Cosponsor · $8,500

Young Kim · Cosponsor · $8,500

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $6,000

Official PAC record
AMERICAN FEDERATION OF STATE COUNTY & MUNICIPAL EMPLOYEES P E O P L E$32,500

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $10,000

Vicente Gonzalez · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $2,500

Official PAC record
CITIGROUP INC. PAC - FEDERAL (CITI PAC - FEDERAL)$32,500

Warren Davidson · Sponsor · $2,000

Steven Horsford · Cosponsor · $1,500

Sarah McBride · Cosponsor · $7,000

Vicente Gonzalez · Cosponsor · $5,000

Young Kim · Cosponsor · $8,000

Josh Gottheimer · Cosponsor · $4,500

Scott Fitzgerald · Cosponsor · $4,500

Official PAC record
AMERICAN ASSOCIATION FOR JUSTICE POLITICAL ACTION COMMITTEE (AAJ PAC)$32,000

Steven Horsford · Cosponsor · $10,000

Sarah McBride · Cosponsor · $8,500

Vicente Gonzalez · Cosponsor · $7,500

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $1,000

Official PAC record
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA, INC. POLITICAL ACTION COMMITTEE (INSURPAC)$32,000

Warren Davidson · Sponsor · $1,000

Steven Horsford · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $3,500

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $2,500

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
INTERNATIONAL ASSOCIATION OF FIREFIGHTERS INTERESTED IN REGISTRATION AND EDUCATION PAC$32,000

Steven Horsford · Cosponsor · $5,000

Sarah McBride · Cosponsor · $2,000

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $10,000

Official PAC record
NATIONAL BEER WHOLESALERS ASSOCIATION POLITICAL ACTION COMMITTEE$31,000

Warren Davidson · Sponsor · $2,500

Steven Horsford · Cosponsor · $2,500

Sarah McBride · Cosponsor · $2,500

Vicente Gonzalez · Cosponsor · $10,000

Young Kim · Cosponsor · $2,500

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $6,000

Official PAC record
ALLY FINANCIAL INC. ADVOCACY POLITICAL ACTION COMMITTEE$30,500

Warren Davidson · Sponsor · $1,000

Steven Horsford · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $10,000

Scott Fitzgerald · Cosponsor · $2,000

Official PAC record
NATIONAL APARTMENT ASSOCIATION POLITICAL ACTION COMMITTEE$30,500

Steven Horsford · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $6,000

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $4,500

Official PAC record
BLACKROCK FUNDS SERVICES GROUP LLC POLITICAL ACTION COMMITTEE (BLACKROCK PAC)$30,000

Steven Horsford · Cosponsor · $2,500

Sarah McBride · Cosponsor · $5,000

Vicente Gonzalez · Cosponsor · $2,500

Young Kim · Cosponsor · $5,000

Josh Gottheimer · Cosponsor · $5,000

Scott Fitzgerald · Cosponsor · $10,000

Official PAC record
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$30,000

Warren Davidson · Sponsor · $5,000

Vicente Gonzalez · Cosponsor · $7,500

Young Kim · Cosponsor · $10,000

Josh Gottheimer · Cosponsor · $2,500

Scott Fitzgerald · Cosponsor · $5,000

Official PAC record

The largest 40 donor totals appear here. Open each politician for their complete, paginated PAC donor list.

What happened after enactment?

This bill is not enacted. Post-enactment results do not apply yet.