Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StateAlaskaIntroduced
HB 249: An Act relating to the transfer of a vehicle to an insurance company.
Elexie Moore
HB 249 status: Introduced — (H) EFFECTIVE DATE(S) OF LAW 10/18/26 (updated Jul 27, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
60OUT OF 100
Score:60/100 civic fit
Risk:Low Risk
Impact:Low Impact 20/100
Constitutionality95%
Bipartisan90%
Public opinion70%
Bill summary
What changes
The bill updates the legal process for transferring vehicle ownership to insurance companies, specifically targeting total loss claim scenarios.
Who is affected
Vehicle owners involved in total loss insurance claims, insurance carriers, and the Alaska Division of Motor Vehicles.
Requirements and enforcement
Not stated in the available source; implied requirements include updated title transfer documentation or digital reporting procedures.
Costs and funding
Not stated in the available source.
When it takes effect
The bill indicates an effective date of 10/18/26.
Potential benefits
Potential for reduced paperwork and faster title clearing for policyholders and insurance firms.
Risks and tradeoffs
Minimal concerns, though efficiency depends on the DMV's ability to process new procedures accurately.
What is still unknown
The specific statutory changes or modifications to existing title documents remain unavailable in this summary.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Positive outlook
60%
Benefits
- Standardizes vehicle transfer procedures
- Simplifies insurance claim resolution
- Reduces administrative friction at the DMV
Risks
- Minor compliance adjustment for insurers
- Potential costs for updating internal filings
- Reliance on state system functionality
Society
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Civic Accountability
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Public Health & Safety
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
LegiScan returned a PDF-only document. PDF extraction is not enabled in this build, so the pipeline used a safer fallback.
Analysis scope
Source information is restricted to a brief abstract
04
Where it stands
Official record- IntroducedCurrent
- CommitteeUpcoming
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
✦ Personalized
Set your location
Add your district to see how this bill may affect your community and who to contact.
Your Representatives
Your representatives appear here once you add your location.
06
Take action
Contact your representatives
Let them know how you feel about this bill.
Share your view
Join the discussion and see what others are saying.
Track this bill
Stay updated on progress and changes.