Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified
Risks
- No material direct effect identified
StateAlaskaIntroduced
HB 302: An Act relating to travel insurance; relating to the business of insurance; relating to exceptions to prohibited rebates; relating to the powers of the director of the division of insurance; relating to prohibited practices in the advertisement of insurance; relating to unemployment benefits; and providing for an effective date.
Carolyn Hall
HB 302 status: Introduced — (H) EFFECTIVE DATE(S) OF LAW SEE CHAPTER (updated Jul 3, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
53OUT OF 100
Score:53/100 civic fit
Risk:Low Risk
Impact:Moderate Impact 40/100
Constitutionality90%
Bipartisan50%
Public opinion50%
Bill summary
An Act relating to travel insurance; relating to the business of insurance; relating to exceptions to prohibited rebates; relating to the powers of the director of the division of insurance; relating to prohibited practices in the advertisement of insurance; relating to unemployment benefits; and providing for an effective date.. Currently in House.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Mixed / Neutral
50%
Benefits
- Modernizes travel insurance regulatory framework
- Provides clearer exceptions for prohibited rebates
- Clarifies business practices for insurance entities
Risks
- Potential increased compliance costs for insurers
- Administrative burden of adjusting to new rebate exceptions
- Risk of unintended disruption to current unemployment benefit processing
Society
Mixed / Neutral
50%
Benefits
- Protects consumers through updated advertising requirements
- Clarifies rights and benefits within travel insurance contracts
- Provides potential clarity for unemployment benefit recipients
Risks
- Complexity in interpreting new insurance contract terms
- Potential changes to benefit eligibility thresholds
- Limited public information on specific changes to benefit accessibility
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified
Risks
- No material direct effect identified
Civic Accountability
Positive outlook
60%
Benefits
- Expands powers of the insurance director for oversight
- Clarifies prohibited practices to guide enforcement
- Formalizes legislative requirements for insurance conduct
Risks
- Risk of broad discretion given to the director
- Limited transparency in how new powers are applied
- Potential for uneven enforcement across different insurance sub-sectors
Public Health & Safety
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified
Risks
- No material direct effect identified
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
LegiScan returned a PDF-only document. PDF extraction is not enabled in this build, so the pipeline used a safer fallback.
Analysis scope
Source material is limited to an abstract, preventing analysis of specific statutory language.
04
Where it stands
Official record- IntroducedCurrent
- CommitteeUpcoming
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
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06
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