StateCalifornia

AB 801: Nondiscrimination.

Mia BontaSecond Reading

AB 801 status: Second Reading — Read third time and amended. Ordered to second reading (updated Aug 18, 2026).

1

What this bill does

Overall score

Score75/100 civic fit
RiskLow risk
ImpactHigh impact

Bill summary

Official

Existing law establishes the Department of Financial Protection and Innovation under the direction of the Commissioner of Financial Protection and Innovation. Existing law makes the department responsible for administering various laws relating to financial institutions, including the Banking Law, the California Credit...

Key analysis

Constitutionality70%
Bipartisan60%
Public opinion65%
2

Impact analysis

Environment

Mixed / Neutral
50%

Benefits

  • No direct environmental benefit identified

Risks

  • No direct environmental risk identified

Economy

Positive Outlook
70%

Benefits

  • Enhances fair lending practices, potentially increasing access to financial services.
  • Strengthens regulatory oversight of financial institutions.

Risks

  • Increases compliance burden and potential costs for financial institutions.
  • May lead to increased examination fees for regulated entities.

Society

Positive Outlook
80%

Benefits

  • Prohibits discrimination in financial services, promoting equity.
  • Ensures regular examination for compliance with nondiscrimination laws.

Risks

  • No direct social risk identified
3

How trustworthy & consequential it is

Source

LegiScan

Confidence

high

high

Analysis status

LegiScan full bill text

Warning

The bill creates new potential violations and expands the scope of perjury, which could lead to increased local program costs.

Limitation

The bill amends existing financial codes; understanding the full impact requires reviewing those sections.

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Where it stands

Introduced

Complete

Committee

Complete
3

Floor

Current

Read third time and amended. Ordered to second reading.

4

Governor

Upcoming
5

Enacted

Upcoming
5

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6

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