State • Connecticut
SB 478: AN ACT CONCERNING CONSUMER SAFEGUARDS FOR LONG-TERM CARE POLICIES.
Martin LooneyEnacted
SB 478 status: Enacted — SIGNED BY GOVERNOR (updated Jun 2, 2026).
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What this bill does
Overall score
Score75/100 civic fit
RiskLow risk
ImpactModerate impact 65/100
Bill summary
OfficialAN ACT CONCERNING CONSUMER SAFEGUARDS FOR LONG-TERM CARE POLICIES.. Currently in Senate.
Key analysis
Constitutionality90%
Bipartisan50%
Public opinion75%
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Impact analysis
Environment
Mixed / Neutral
50%
Benefits
- No direct impact identified.
Risks
- No direct impact identified.
Economy
Positive Outlook
60%
Benefits
- Standardizes market rules for insurance companies.
- Increases consumer confidence in long-term care products.
Risks
- May increase compliance costs for insurance providers.
- Potential for administrative friction in policy oversight.
Society
Positive Outlook
70%
Benefits
- Strengthens legal protections for elderly policyholders.
- Improves transparency in long-term care coverage.
Risks
- Implementation gaps may delay real-world consumer benefits.
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How trustworthy & consequential it is
Source
OpenStates
Confidence
lowlow
Analysis status
OpenStates summary
Warning
Possible increase in administrative overhead for insurers.
Limitation
Analysis based on summary abstract only; full text not reviewed.
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Where it stands
SIGNED BY GOVERNOR
Introduced
CompleteCommittee
CompleteFloor
CompleteGovernor
CompleteEnacted
Complete5
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