HB 945: Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
HB 945 status: Introduced — Effective Date (updated Jul 1, 2026).
What this bill does
Overall score
Bill summary
OfficialA BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit ...
Key analysis
Impact analysis
Environment
Benefits
- No identified impact on environmental policy
Risks
- No identified impact on environmental policy
Economy
Benefits
- Improves transparency in litigation finance markets
- Reduces administrative burdens by removing specific credit report requirements
Risks
- Increases compliance requirements for litigation finance entities
Society
Benefits
- Provides stronger financial protections for vulnerable or eligible adults
- Creates formal avenues to combat financial exploitation
Risks
- Risk of temporary fund freezes impacting liquidity for account holders
How trustworthy & consequential it is
Source
OpenStates
Confidence
lowlow
Analysis status
OpenStates summary
LegiScan returned a PDF-only document. PDF extraction is not enabled in this build, so the pipeline used a safer fallback.
Limited to abstract summary; lack of full statutory language prevents review of specific procedural safeguards
Where it stands
Introduced
CurrentEffective Date
Committee
UpcomingFloor
UpcomingGovernor
UpcomingEnacted
UpcomingHow it affects your district
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