StateMaryland

HB 191: Consumer Protection - Retail Transactions for Essential Consumer Goods - Cash Payments

Greg WimsTo Governor

HB 191 status: To Governor — Approved by the Governor - Chapter 714 (updated May 26, 2026).

1

What this bill does

Overall score

Score75/100 civic fit
RiskLow risk
ImpactModerate impact 60/100

Bill summary

Official

Consumer Protection - Retail Transactions for Essential Consumer Goods - Cash Payments. Currently in House.

Key analysis

Constitutionality85%
Bipartisan70%
Public opinion80%
2

Impact analysis

Environment

Mixed / Neutral
50%

Benefits

  • no direct environmental impact identified

Risks

  • no direct environmental impact identified

Economy

Mixed / Neutral
50%

Benefits

  • ensures retail access for unbanked consumers

Risks

  • imposes additional operational and security costs on small retailers

Society

Positive Outlook
80%

Benefits

  • promotes financial inclusion for low-income and unbanked populations

Risks

  • minimal impact on electronic-only transaction preferences
3

How trustworthy & consequential it is

Source

OpenStates

Confidence

low

low

Analysis status

OpenStates summary

Warning

Potential implementation challenges for businesses currently operating on cashless models

Limitation

Analysis based on summary abstract only

4

Where it stands

Introduced

Complete

Committee

Complete

Floor

Complete
4

Governor

Current

Approved by the Governor - Chapter 714

5

Enacted

Upcoming
5

How it affects your district

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6

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