StateMaryland

SB 521: Health Insurance - Material Changes to Provider Networks - Notification and Special Enrollment Period

Ben KramerTo Governor

SB 521 status: To Governor — Approved by the Governor - Chapter 650 (updated May 26, 2026).

1

What this bill does

Overall score

Score85/100 civic fit
RiskLow risk
ImpactModerate impact 55/100

Bill summary

Official

Health Insurance - Material Changes to Provider Networks - Notification and Special Enrollment Period. Currently in Senate.

Key analysis

Constitutionality95%
Bipartisan80%
Public opinion90%
2

Impact analysis

Environment

Mixed / Neutral
50%

Benefits

  • No direct environmental impact identified

Risks

  • No direct environmental impact identified

Economy

Mixed / Neutral
55%

Benefits

  • Enhances consumer choice and market competition
  • Reduces unexpected out-of-pocket costs for patients

Risks

  • Increases administrative compliance costs for insurance carriers

Society

Positive Outlook
85%

Benefits

  • Increases transparency in healthcare network stability
  • Protects patients from loss of continuity of care

Risks

  • Minimal, as protections generally benefit the insured
3

How trustworthy & consequential it is

Source

OpenStates

Confidence

low

low

Analysis status

OpenStates summary

Warning

Potential for minor administrative cost pass-throughs in future insurance premiums

Limitation

Analysis based on abstract; specific legal definitions of 'material changes' are not provided

4

Where it stands

Introduced

Complete

Committee

Complete

Floor

Complete
4

Governor

Current

Approved by the Governor - Chapter 650

5

Enacted

Upcoming
5

How it affects your district

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6

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