StateMaryland

SB 865: Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties

Alonzo WashingtonTo Governor

SB 865 status: To Governor — Approved by the Governor - Chapter 786 (updated May 26, 2026).

1

What this bill does

Overall score

Score70/100 civic fit
RiskLow risk
ImpactLow impact 20/100

Bill summary

Official

Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties. Currently in Senate.

Key analysis

Constitutionality95%
Bipartisan75%
Public opinion60%
2

Impact analysis

Environment

Mixed / Neutral
50%

Benefits

  • No direct environmental impact identified.

Risks

  • No direct environmental impact identified.

Economy

Mixed / Neutral
55%

Benefits

  • Aims to study ways to mitigate rising private passenger auto insurance costs.
  • Promotes ongoing policy oversight and stakeholder engagement.

Risks

  • Workgroup recommendations are non-binding.
  • Administrative costs to manage the workgroup are incurred.

Society

Mixed / Neutral
55%

Benefits

  • Focuses on improving the affordability of essential insurance coverage.
  • Encourages diverse representation in policy discussions.

Risks

  • Study completion does not guarantee immediate consumer relief.
3

How trustworthy & consequential it is

Source

OpenStates

Confidence

low

low

Analysis status

OpenStates summary

Warning

Workgroup outputs are advisory and may not result in concrete legislative or regulatory policy changes.

Limitation

Analysis is based on bill summary; full bill text not provided.

4

Where it stands

Introduced

Complete

Committee

Complete

Floor

Complete
4

Governor

Current

Approved by the Governor - Chapter 786

5

Enacted

Upcoming
5

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6

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