SB 1128: Insurance: property and casualty; grants for certain properties to resist loss due to common weather-related perils; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding ch. 29A.
SB 1128 status: Introduced — SENATE CO-SPONSOR(S) NAMED: STEPHANIE CHANG (updated Aug 26, 2026).
What this bill does
Overall score
Bill summary
OfficialInsurance: property and casualty; grants for certain properties to resist loss due to common weather-related perils; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding ch. 29A.. Currently in Senate.
Key analysis
Impact analysis
Environment
Benefits
- Increases structural resilience to extreme weather
- Reduces debris and waste following climate-related disasters
Risks
- Potential environmental cost of construction materials for mitigation
Economy
Benefits
- May reduce long-term property insurance premiums
- Promotes investment in building maintenance and durability
Risks
- Requires state funding allocation
- Risk of administrative overhead costs
Society
Benefits
- Enhances public safety by hardening residential infrastructure
- Reduces risk of resident displacement following weather events
Risks
- Potential for inequitable grant access based on property type
How trustworthy & consequential it is
Source
OpenStates
Confidence
lowlow
Analysis status
OpenStates summary
Unclear criteria for grant distribution creates potential for inequitable access
Analysis based solely on summary; full bill language not provided
Where it stands
Introduced
CurrentSENATE CO-SPONSOR(S) NAMED: STEPHANIE CHANG
Committee
UpcomingFloor
UpcomingGovernor
UpcomingEnacted
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