Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StateMichiganTo Governor
SB 22: Housing: landlord and tenants; return of security deposit by electronic transfer; allow. Amends sec. 9 of 1972 PA 348 (MCL 554.609).
Sarah Anthony
SB 22 status: To Governor — PRESENTED TO GOVERNOR 9/15/2026 1:24 PM (updated Sep 22, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
63OUT OF 100
Score:63/100 civic fit
Risk:Low Risk
Impact:Moderate Impact 40/100
Constitutionality95%
Bipartisan70%
Public opinion75%
Bill summary
What changes
The bill amends existing Michigan law to permit landlords to return security deposits via electronic transfer in addition to traditional paper checks.
Who is affected
Residential landlords and tenants in Michigan.
Requirements and enforcement
Landlords are granted the legal option to utilize digital payment platforms for the return of security deposits.
Costs and funding
Potentially reduced overhead for landlords; potential transaction fees for users depending on the chosen platform.
When it takes effect
The bill is currently presented to the Governor as of September 2026.
Potential benefits
Provides faster, more convenient, and more secure financial processing for rental deposits.
Risks and tradeoffs
Potential for financial exclusion of unbanked tenants and security risks associated with digital payment applications.
What is still unknown
It is unknown if the bill mandates tenant consent or specifies which platforms are legally acceptable for these transfers.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Positive outlook
65%
Benefits
- Reduced administrative costs for landlords by eliminating postage and physical check processing.
- Faster receipt of funds for tenants compared to traditional mail.
- Modernization of transactional standards for the rental industry.
Risks
- Potential for increased digital transaction or service fees for tenants.
- Risk of errors in electronic routing or account information entry.
- Increased exposure to phishing or cyber fraud for unsophisticated parties.
Society
Positive outlook
60%
Benefits
- Increased convenience for tenants who prefer digital financial management.
- Immediate availability of deposit funds upon transfer.
- Improved accessibility for mobile-first renters.
Risks
- Potential exclusion of tenants who lack access to banking or digital payment apps.
- Risk of confusing elderly or tech-averse renters with new payment mechanisms.
- Privacy risks associated with sharing digital payment handles.
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Civic Accountability
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Public Health & Safety
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
The abstract does not specify whether landlords must obtain tenant consent before switching from paper checks to electronic transfers.
Analysis scope
Source provided is a summary and does not include the full statutory language or amendment details.
04
Where it stands
Official record- IntroducedComplete
- CommitteeComplete
- Chamber votesComplete
- Final agreementComplete
- GovernorCurrent
- EnactedUpcoming
05
How it affects your district
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06
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