Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Kelly Moller
HF 3970 status: Introduced — Effective date 07/01/2026 (updated Jul 1, 2026).

Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
Bill summary
The bill provides a legal remedy for victims of domestic or sexual abuse to extinguish the joint interest of an abuser in a contract for deed.
Victims of domestic or sexual abuse and the perpetrators they hold joint home-purchase contracts with.
Victims must likely demonstrate abuse in a legal proceeding to activate the remedy for contract alteration.
Associated legal fees and court costs; potential impact on the financial obligations of remaining contract parties.
Effective date of July 1, 2026.
Provides a crucial legal tool to help survivors disentangle themselves from abusers and secure housing stability.
Potential for due process challenges when modifying property interests, and legal complexity in resolving existing financial contracts.
The specific burden of proof required, the mechanism for handling outstanding debt on the contract, and potential impacts on other co-signers.
Modeled effects across six domains, estimated from bill text and comparable legislation.
No direct effect
Neutral — no direct effect identified.
Positive outlook
Positive outlook
No direct effect
Neutral — no direct effect identified.
No direct effect
Neutral — no direct effect identified.
Positive outlook
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
LegiScan returned a PDF-only document. PDF extraction is not enabled in this build, so the pipeline used a safer fallback.
!Analysis scope
Source provided is an abstract; full legislative text is not available for review.

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