HB 1406: relative to health carrier recordkeeping requirements in utilization review, including specifications regarding the use of artificial intelligence.
HB 1406 status: Hearing Scheduled — Public Hearing: 02/17/2026 01:45 pm GP 159 (updated Aug 5, 2026).
What this bill does
Overall score
Bill summary
OfficialThis bill requires health insurance companies to keep clear records whenever they use Artificial Intelligence (AI) to decide whether or not to cover your medical care. It is currently waiting for a vote in the House.
Key analysis
Impact analysis
Environment
Benefits
- No direct impact on environmental policy.
Risks
- No direct impact on environmental policy.
Economy
Benefits
- Protects provider billing integrity.
- Reduces arbitrary insurance denials based on automated flags.
Risks
- Increased compliance and recordkeeping costs for carriers.
- Potential for litigation regarding audit definitions.
Society
Benefits
- Ensures clinical decisions remain with healthcare providers.
- Enhances transparency in AI-driven utilization review.
Risks
- Possible reduction in efficiency of standard billing automated reviews.
How trustworthy & consequential it is
Source
LegiScan
Confidence
highhigh
Analysis status
LegiScan full bill text
Potential for interpretive conflict between insurers' 'coding corrections' and providers' 'clinical judgment'.
Terms like 'clinical judgment' lack granular legal definitions in the bill.
Where it stands
Introduced
CompleteCommittee
CurrentPublic Hearing: 02/17/2026 01:45 pm GP 159
Floor
UpcomingGovernor
UpcomingEnacted
UpcomingHow it affects your district
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