Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StateNew JerseyReported
A 4099: Revises Work First New Jersey program and Supplemental Nutrition Assistance Program procedures to require information on security protocols be provided when replacement benefit cards are issued.
Linda Carter
A 4099 status: Reported — Reported out of Assembly Committee, 2nd Reading (updated Sep 17, 2026).
Source
LegiScan
Confidence
High
Analysis basis
LegiScan full bill text
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
63OUT OF 100
Score:63/100 civic fit
Risk:Low Risk
Impact:Low Impact 25/100
Constitutionality95%
Bipartisan90%
Public opinion85%
Bill summary
What changes
The bill mandates that when a Work First New Jersey or SNAP benefit recipient is issued a replacement card, they must also receive written instructions on how to lock and unlock that card.
Who is affected
Current recipients of Work First New Jersey cash assistance and SNAP benefits who require a replacement electronic benefit card.
Requirements and enforcement
The Department of Human Services must include specific written guidance regarding card locking/unlocking procedures with every replacement card issued.
Costs and funding
Nominal administrative costs associated with updating and printing informational materials to accompany replacement cards.
When it takes effect
The act takes effect immediately upon enactment.
Potential benefits
Provides beneficiaries with actionable information to secure their accounts against unauthorized use during card replacement.
Risks and tradeoffs
The bill does not mandate specific language standards, which could limit effectiveness for non-English speakers or those with limited literacy.
What is still unknown
It is unknown how effective these written instructions will be at actually reducing fraud or unauthorized use.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Society
Positive outlook
65%
Benefits
- Increases financial security for benefit recipients
- Reduces risk of unauthorized transactions
- Empowers recipients with self-service fraud protection
Risks
- Potential confusion if instructions are too complex
- Language accessibility barriers for non-English speakers
- Risk of physical instructions being discarded or lost
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Civic Accountability
Positive outlook
60%
Benefits
- Mandates clear communication of security protocols
- Standardizes agency notification procedures
- Increases public service transparency
Risks
- Minor ongoing administrative compliance overhead
- Compliance may lead to generic, boilerplate language
- Mandate limited only to card replacement events
Public Health & Safety
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
LegiScan
Official bill text or data from LegiScan.
Confidence
High
Information is complete and verified.
Analysis basis
LegiScan full bill text
Source used for this bill's analysis.
Source note
The legislation does not address accessibility or language requirements for the written instructions.
Analysis scope
The bill is procedural and limited to card replacement interactions.
04
Where it stands
Official record- IntroducedComplete
- CommitteeCurrent
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
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06
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