Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StateOhioIntroduced
HB 195: Revise the Ohio Uniform Commercial Code
Dani Isaacsohn
HB 195 status: Introduced — Effective 10/6/26 (updated Oct 6, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
75OUT OF 100
Score:75/100 civic fit
Risk:Low Risk
Impact:Moderate Impact 60/100
Constitutionality95%
Bipartisan70%
Public opinion50%
Bill summary
To amend sections 1301.101, 1301.102, 1301.103, 1301.104, 1301.105, 1301.106, 1301.201, 1301.204, 1301.205, 1301.206, 1301.301, 1301.302, 1301.304, 1301.305, 1301.306, 1302.01, 1302.02, 1302.04, 1302.05, 1302.06, 1302.08, 1302.12, 1303.01, 1303.03, 1303.41, 1303.69, 1304.51, 1304.56, 1304.57, 1304.58, 1304.62, 1304.63, 1304.65, 1304.66, 1304.72, 1305.03, 1305.15, 1307.102, 1307.106, 1308.01, 1308.02, 1308.05, 1308.17, 1308.24, 1309.102, 1309.104, 1309.105, 1309.203, 1309.204, 1309.207, 1309.208, 1309.209, 1309.210, 1309.301, 1309.304, 1309.305, 1309.310, 1309.312, 1309.313, 1309.314, 1309.316, 1309.317, 1309.323, 1309.324, 1309.330, 1309.331, 1309.332, 1309.334, 1309.341, 1309.404, 1309.406, 1309.408, 1309.509, 1309.513, 1309.601, 1309.605, 1309.608, 1309.611, 1309.613, 1309.614, 1309.615, 1309.616, 1309.619, 1309.620, 1309.621, 1309.624, 1309.628, 1310.01, 1310.02, 1310.05, 1310.08, 1310.09, 1310.10, 1310.12, 1310.15, and 1311.55 and to enact sections 1309.111, 1309.112, 1309.113, 1309.343, 1309.344, 1309.345, 1309.346, 1314.101, 1314.102, 1314.103, 1314.104, 1314.105, 1314.106, 1314.107, 1316.101, 1316.102, 1316.201, 1316.301, 1316.302, 1316.303, 1316.304, 1316.305, and 1316.306 of the Revised Code to make changes to the Ohio Uniform Commercial Code.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Positive outlook
75%
Benefits
- Increases legal certainty in commercial transactions
- Standardizes commercial rules across jurisdictions
- Streamlines processes for secured transactions
Risks
- Potential short-term compliance costs for businesses
- Complexity of transitioning legal contracts to new standards
- Dependence on uniform model acts that may require local adjustment
Society
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Technology Industry
Positive outlook
75%
Benefits
- Establishes clear legal status for electronic assets
- Provides framework for legal control of digital property
- Enhances security for transactions involving digital assets
Risks
- Compliance hurdles for adapting to new UCC protocols
- Potential liability shifts regarding digital asset custody
- Risk of rapid evolution in tech making regulations obsolete
Civic Accountability
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Public Health & Safety
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
Legal and commercial entities should audit contracts to align with new code provisions
Analysis scope
Source provided is a summary list of sections rather than full text
04
Where it stands
Official record- IntroducedCurrent
- CommitteeUpcoming
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
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06
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