Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StatePennsylvaniaReferred
HB 2773: An Act amending Title 40 (Insurance) of the Pennsylvania Consolidated Statutes, prohibiting unilateral changes to contracts between insurers and health care providers.
Arvind Venkat
HB 2773 status: Referred — Referred to Insurance (updated Sep 15, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
60OUT OF 100
Score:60/100 civic fit
Risk:Moderate Risk
Impact:Moderate Impact 50/100
Constitutionality70%
Bipartisan50%
Public opinion60%
Bill summary
What changes
HB 2773 prohibits health insurance companies from making unilateral changes to contract terms with healthcare providers.
Who is affected
Health insurance providers, hospitals, clinics, and individual medical practitioners operating in Pennsylvania.
Requirements and enforcement
Insurers must obtain the permission of the medical provider before modifying existing contract terms.
Costs and funding
Administrative costs for insurers related to contract management; potential insurance premium adjustments.
When it takes effect
Referred to the Insurance Committee on September 15, 2026.
Potential benefits
Increases contract predictability, ensures provider-side stability, and improves the continuity of care for patients.
Risks and tradeoffs
Potential for increased consumer premiums and reduced flexibility for health plans to adapt to changing market conditions.
What is still unknown
Legal definitions for what constitutes a 'unilateral change' and how insurers will respond regarding network availability.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Positive outlook
60%
Benefits
- Prevents sudden payment rate reductions for providers
- Stabilizes cash flow for independent medical practices
- Reduces administrative burden of frequent contract renegotiation
Risks
- Potential for increased administrative costs for insurance firms
- Risk of higher insurance premiums due to contract rigidity
- Limits insurer flexibility in adapting to market changes
Society
Positive outlook
60%
Benefits
- Ensures continuity of patient care by preventing network exits
- Greater stability for local community medical practices
- Maintains consistency in healthcare service delivery
Risks
- Risk of insurance network narrowing to mitigate costs
- Potential premium increases passed to health plan members
- Impact on the flexibility of health insurance plan design
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Civic Accountability
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Public Health & Safety
Positive outlook
60%
Benefits
- Preserves patient access to established local healthcare providers
- Ensures consistency in medical service availability
- Prevents sudden disruptions in clinical service networks
Risks
- Risks of insurance-driven network shrinkage impacting availability
- Potential for network restructuring affecting access levels
- Implementation friction that may disrupt medical administrative services
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
Prohibiting unilateral contract changes may lead to increased premium costs for insurance beneficiaries.
Analysis scope
Analysis based on bill abstract only; full text not reviewed.
04
Where it stands
Official record- IntroducedComplete
- CommitteeCurrent
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
✦ Personalized
Set your location
Add your district to see how this bill may affect your community and who to contact.
Your Representatives
Your representatives appear here once you add your location.
06
Take action
Contact your representatives
Let them know how you feel about this bill.
Share your view
Join the discussion and see what others are saying.
Track this bill
Stay updated on progress and changes.