Environment
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
StatePennsylvaniaReferred
HB 2779: An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, providing for insurance coverage of cortical visual impairment testing.
Emily Kinkead
HB 2779 status: Referred — Referred to Insurance (updated Sep 18, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
72OUT OF 100
Score:72/100 civic fit
Risk:Low Risk
Impact:Moderate Impact 40/100
Constitutionality90%
Bipartisan50%
Public opinion80%
Bill summary
What changes
The bill mandates that insurance companies in Pennsylvania provide coverage for medical tests used to diagnose Cortical Visual Impairment (CVI).
Who is affected
Patients exhibiting symptoms of CVI, medical providers performing these diagnostic tests, and health insurance companies operating in Pennsylvania.
Requirements and enforcement
Insurers must cover the costs of diagnostic tests for CVI as mandated by the new legislation.
Costs and funding
Potentially increased costs for insurance companies, which may be passed to policyholders; patients will likely see lower out-of-pocket expenses for these diagnostic tests.
When it takes effect
The bill is currently in the committee stage; it has not been enacted.
Potential benefits
Patients gain improved access to essential diagnostics for visual impairments caused by brain processing issues, potentially leading to earlier intervention and improved outcomes.
Risks and tradeoffs
Potential for increased insurance premiums and the need for clear standards to define which specific diagnostic tests qualify for mandatory coverage.
What is still unknown
The specific definition of reimbursable tests, the potential impact on premium rates, and the extent of provider networks equipped to perform these tests.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Positive outlook
60%
Benefits
- Financial relief for patients seeking diagnosis
- Standardization of insurance medical coverage
- Increased demand for clinical diagnostic services
Risks
- Increased administrative burden for insurers
- Potential upward pressure on insurance premiums
- Limited flexibility in benefit plan design
Society
Positive outlook
75%
Benefits
- Improved access to care for CVI patients
- Reduced financial barriers for early detection
- Enhanced support for neuro-divergent individuals
Risks
- Access still contingent on network provider availability
- Regional disparity in specialized medical expertise
- Does not mandate coverage for subsequent treatments
Technology Industry
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Civic Accountability
No direct effect
Neutral — no direct effect identified.
Benefits
- No material direct effect identified.
Risks
- No material direct effect identified.
Public Health & Safety
Positive outlook
80%
Benefits
- Facilitates earlier medical diagnosis
- Promotes better understanding of patient symptoms
- Increased utilization of standardized medical testing
Risks
- Requires ongoing provider education on CVI
- Potential for diagnostic testing overutilization
- Variable quality of testing across providers
03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
The fiscal impact on premiums for insurance policyholders is unknown.
Analysis scope
Source provided is a summary; full bill text details are unavailable.
04
Where it stands
Official record- IntroducedComplete
- CommitteeCurrent
- Chamber votesUpcoming
- Final agreementUpcoming
- GovernorUpcoming
- EnactedUpcoming
05
How it affects your district
✦ Personalized
Set your location
Add your district to see how this bill may affect your community and who to contact.
Your Representatives
Your representatives appear here once you add your location.
06
Take action
Contact your representatives
Let them know how you feel about this bill.
Share your view
Join the discussion and see what others are saying.
Track this bill
Stay updated on progress and changes.