HB 1292: limit the ability of a health carrier to recoup, recover, or retroactively deny previously paid claims.
HB 1292 status: Enacted — Signed by the Governor on 2026-03-30 H.J. 579 (updated Mar 30, 2026).
What this bill does
Overall score
Bill summary
OfficialThis bill would stop insurance companies from changing their minds and taking back money they already paid for your medical bills. It is currently being debated in the House of Representatives.
Key analysis
Impact analysis
Environment
Benefits
- No direct sector effect identified
Risks
- No direct sector effect identified
Economy
Benefits
- Increases financial stability and predictability for healthcare providers
- Reduces administrative churn associated with billing disputes
Risks
- Potential for minor premium adjustments to account for unrecoverable claims
Society
Benefits
- Provides consumers and providers protection against retroactive financial uncertainty
- Encourages more disciplined claims verification processes by insurers
Risks
- May lead to more stringent upfront claims review processes
How trustworthy & consequential it is
Source
OpenStates
Confidence
lowlow
Analysis status
OpenStates summary
LegiScan returned a PDF-only document. PDF extraction is not enabled in this build, so the pipeline used a safer fallback.
Analysis based solely on limited legislative abstract
Where it stands
Introduced
CompleteCommittee
CompleteFloor
CompleteGovernor
CompleteEnacted
CompleteHow it affects your district
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