Environment
Mixed / Neutral
50%
Benefits
- no direct environmental impact identified
Risks
- no direct environmental impact identified
StateWisconsinTo Governor
SB 315: Relating to: the minimum net worth requirement for licensed mortgage brokers.
Rob Stafsholt
SB 315 status: To Governor — Failed to pass notwithstanding the objections of the Governor pursuant to Joint Rule 82 (updated May 13, 2026).
Source
OpenStates
Confidence
Low
Analysis basis
OpenStates summary
01
What this bill does
Official summary alongside an AI-generated read on where it stands and why.
Overall Score
50OUT OF 100
Score:50/100 civic fit
Risk:Low Risk
Impact:Moderate Impact 40/100
Earlier scoring method. Reanalyze to use the sector calculation.
Constitutionality100%
Bipartisan50%
Public opinion50%
Bill summary
The bill establishes financial net worth standards for mortgage brokers, directly affecting business entry and operational requirements within the mortgage sector.
02
Impact analysis
✦ AI analysisModeled effects across six domains, estimated from bill text and comparable legislation.
Economy
Mixed / Neutral
50%
Benefits
- potential reduction in financial barriers for brokers
Risks
- potential reduction of capital buffers for consumer protection
Society
Mixed / Neutral
50%
Benefits
- no significant societal impact identified
Risks
- no significant societal impact identified
Technology Industry
Not scored in this analysis.
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Civic Accountability
Not scored in this analysis.
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Public Health & Safety
Not scored in this analysis.
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03
How trustworthy & consequential it is
Sourcing already shown above, this is what the analysis found worth flagging.
Source
OpenStates
Official bill text or data from OpenStates.
Confidence
Low
Information is limited or incomplete.
Analysis basis
OpenStates summary
Source used for this bill's analysis.
Source note
bill failed to override governor's veto
Analysis scope
analysis based solely on brief abstract
04
Where it stands
Official record- IntroducedComplete
- CommitteeComplete
- Chamber votesComplete
- Final agreementComplete
- GovernorCurrent
- EnactedUpcoming
05
How it affects your district
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06
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